Sunday, September 13, 2020

Return of the Budget

                                                 

My relationship with budgets has varied a lot over the course of my adult life.  When I was an undergraduate and then graduate student, I sort of had a budget, but it wasn't a very detailed one:  my approach to spending was essentially "OMG I have no money, don't buy anything that isn't food or shelter".  Once I started working, I had a basic budget for my regular expenses and savings, but I was also doing a lot of contract work, which allowed me to spend on luxuries without having to carefully track my spending.

And then I became a medical student, and any frugal habit I had ever developed was abandoned in an LOC-fueled spending frenzy.  It was absolutely delightful in many ways, but it left me with a $200,000+ debt hangover at the end of nine years of training.  So I put myself back on a budget during my last year of fellowship, and I mostly stuck with it to about the end of my first year as an attending.

It's been five years since I started working, and for the past four I've abandoned the budget.  I've still tried to be mindful of my spending, but I've definitely let a lot of small and not-so-small expenditures creep back into my life.  I hadn't been worrying about this lifestyle creep at all, because as a single physician still living in my apartment from residency (10 years and counting), it wasn't having a huge impact on my ability to save.

And then COVID hit.

Before I talk about the impact of COVID on my finances, I will say that I am incredibly grateful to be someone who still has a secure and well-paying job.  I am thankful that I don't have to worry about my ability to put a roof over my head or food on my table.  And living in a country with universal healthcare - praise Tommy Douglas.  I know I am very fortunate...but COVID has still hurt.

To protect myself, my patients, and my community, I mostly "see" patients over the phone right now.  I do have some in-person clinics, which allow me to actually see the sickest patients, but close to 90% of my work is virtual.  Which is great!  Reduce the spread of COVID while wearing sweatpants and avoiding a daily commute?  I'm in!  Except...the government is paying me about 40% less for phone visits*.  So I'm working just as much, with the added stress of WORLDWIDE PANDEMIC THAT COULD KILL YOU AND EVERYONE YOU CARE ABOUT, while getting paid significantly less.

(Again, I will pause for a moment of gratitude that I am alive, thus-far COVID-free, and still earning more than I need.)

In the beginning, I lived in this lovely delusion that COVID was a temporary thing and that we would resume our regularly scheduled programming within a few months.  Within that delusion, even a significant decrease in my earnings felt okay, because it was finite.  I even ramped up my charitable giving, because I recognized that there were a lot of people and organizations who were much more seriously impacted by the pandemic than I was.  I didn't feel worried, because I fully anticipated that I would be back to generously feeding my retirement accounts before the end of the year.

Sigh.

Apparently COVID isn't going away.  And apparently the pay cut is going to be a long-term thing.

And while I am thankful to have enough, I am also a whole host of negative emotions about the impact the pandemic is having on my earnings and the vision I had for my future.  Where I previously thought I might be able to retire in as little as six years, now retirement is waaaay farther away.  (How far?  I don't really even want to think about it.  Nor do I totally know.  Just much farther than six years.)  I feel a huge sense of loss, but also an emotion I haven't felt about money in a long time:  fear.

As a single person, there is no backup plan.  If I don't earn money**, eventually my savings run out and I don't eat or have a safe place to live.  And while I know that this is unlikely, and far off even if I were to lose my job, I have an anxiety disorder that is quite happy to turn the remotest of possibilities into a reason not to sleep at night.  

So what to do?

I could work more, and I am considering trying to pick up some extra call shifts, but I also recognize that working more will make me more stressed and anxious, which I'm trying to avoid.  Buy lottery tickets?  Marry rich?

Budget.

I sat down this week and took a serious look at how much I've been earning and spending since COVID started.  And then I cried.  And then I made a budget for myself.  It isn't actually all that strict, particularly given that I only have to care for myself and one geriatric cat, but it is a definite reigning in of my spending.  There is some anxiety associated even with this, as the mere act of putting limits on my spending creates a further sense of scarcity for me.  But I'm hoping that this will fade over time and that the bump in my savings rate will help to make me feel (and objectively be) more secure.

It's worth a try.

*Why, you ask?  Me too.

**Yes, I have disability insurance.

111 comments:

  1. I'm very sorry, friend. You've had quite a bit of change occur in a short period, and now this as a step to care for yourself.
    I understand the scarcity stuff, which is why I've never been able to be on a set budget. But I try to flip that into an abundance mindset by feeling grateful that my fixed expenses are so low that I'm still able to save and enjoy some of my money without running short.

    I hope something like that can work for you, too.

    ReplyDelete
    Replies
    1. Thanks, friend. In the grand scheme of things, my complaints are small - it's just an adjustment. It's funny how budgeting changes one's feelings about money. I have the same amount as I did before I went on a budget, and I'm actually using it more wisely/saving more; however, I am more stressed about money! Seems ridiculous.

      My budget is thankfully more than enough, and it has huge flexibility (I give myself a daily "allowance" for most expenses and a bi-weekly fund for larger purchases), so I'm hoping this will help to minimize my stress/anxiety about it.

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  2. Maybe this won't help, but this is my perspective. I am always reassured by being a single person in terms of finances. I'm educated and earn okay in various office jobs, not spectacular money by any means, and I wished I'd tried harder when I was younger to get the really impressive jobs in the impressive corporate companies. But I'm better off than many friends who do shift work and never expect to have enough money for a mortgage. I'm better off than my mother who worked minimum wage jobs to buy her own house when she finally retired. I know I'll always be employable in some form, even if I rarely earn beyond 45K (and that's me in a really good year, pre-taxes, with a lot of additional freelance work). I have no dependents, all I have to do is make sure I'll be okay in the future. I paid off my student loans. I live in a country with free healthcare. I've paid into national insurance, I know I will receive a pension. I rent a small, perfectly affordable flat, I'm reassured to find property prices here aren't crazy if I want to buy a place (pretty much the dream in the UK - people see property as their retirement nest egg to sell, or use for rental income). I don't expect to inherit from my estranged parents, but then I don't expect to inherit debt either. If I marry a partner, we'd have to move elsewhere and then that will bring a financial headache. If I ever reproduce, I will certainly be lying awake at night fretting about paying for another human being and freaking out about the fragility of my health. Until then... I'm fine.

    I'm not immune to envy for the rich and famous. I fantasise about somehow getting a lottery windfall and knowing I suddenly have a fat private pension. But I can't beat myself up about not having that. I sit with friends who are pretty much living payday to payday, listen to them make plans for starting their own businesses or even floating ideas of online sex work. I've got nothing to complain about other than wanting 'more' than I already have.

    What does security look like to you? What has you afraid at night?

    ReplyDelete
    Replies
    1. I appreciate your perspective, and it's true that I have more than enough and more than most people do. And I am mostly grateful for that. With a bit of anxious thrown in.

      What has me afraid is a long list! Mostly I'm afraid of being unable to work for some reason (stress, illness, lawsuit) before I have enough saved for retirement.

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  3. We have a complicated relationship with the *eight year* budget spreadsheet that's been tabulating our monthly spending, saving, and investments for the better part of a decade.

    For what it's worth, I've accepted the fact that I'm someone who needs boundaries in my life, even as I dislike them. I don't want to feel restricted: I kind of hate it. But, then, I also hate what happens when I operate without any guardrails, too. In the end, a boundary is the medicine I need, even if it's the medicine I don't want to take.

    ReplyDelete
    Replies
    1. Yeah, as much as I hate having limits, they are good for me. I've already cancelled my Crave and my Netflix subscriptions, both of which I almost never watched ("But it's only $14 a month" I would say). I've paused before buying a few things to ask if I really want them or not (usually not). I've forced myself to eat the food in the fridge instead of ordering in. So it's helpful...but there's also anxiety with it!

      Delete
  4. Yesh on the 40% pay for phone visits... as an NP doing phone visits majority of the time, I feel like for a lot of things they are actually way more work! Trying to figure out a patient's medications over the phone through an interpreter, having to ask more questions than you might in a visit where much is obvious when the patient is in front of you, and at least in our office a lot more back and forth on stuff like booking appts etc. Anyways...
    I know you are super financially knowledgable and have totally made budgets work for you, but have you considered YNAB? Honestly I previously found budgets really stressful and restrictive, and for me I felt like I was still missing the piece of the expenses that "probably should be expected" but I never did (annual licensing fees, Christmas time, random bills that are like every 3 months etc) and would often get so frustrated with being over budget. I have found YNAB super satisfying and freeing. The method makes sense to me (I found the book helpful, minus his kind of annoying anti-debt part) and I love that it's so easy to adjust the budget as you go while still keeping the focus on your goals. It has definitely helped me feel more in control during this time of so much uncertainty. The charts are very satisfying too :)
    Anyways, maybe it is not for you and you're all set with the budget, but thought I'd mention.
    Whatever way, you will get through this. Hang in there.

    ReplyDelete
    Replies
    1. OMG...I've had patients spell their medications to me over the phone, which makes me want to lose my mind! Sometimes the phone visits are fine, but other times they are so much harder than in-person.

      Thanks for the YNAB suggestion. I have been using an app called "Virtual Budget", which I like because it's very simple to use, and I'm really only trying to track my variable expenses. (I've gone through my fixed expenses and cut out the few things I could already, so this is my main area to work on). I have it set up so that it "deposits" a certain amount daily into my "account" (or bi-weekly into my large purchase account), and then I record my expenditures. So far I've been under budget (it's been a whole week!), but I'm on vacation next week, so I imagine it will be harder.

      Delete
  5. I bet you’re happy you didn’t buy a too-expensive house! This sucks though. I know covid is never going away, I just wonder when (if?) they will ever be better.

    ReplyDelete
    Replies
    1. I totally am! I was actually looking at a place in my neighbourhood a few weeks ago, and it would've totally killed my budget. It would be nice to have a bigger/better space for the winter, but I am happy to not be spending the extra money.

      So hard to know what the future holds. I feel like this is one big exercise in mindfulness...which I really don't want right now!

      Delete
  6. INSTEAD OF GETTING A LOAN, CHECK OUT THE BLANK ATM CARD IN LESS THAN 24hours {oscarwhitehackersworld@gmail.com}


    I want to testify about OSCAR WHITE blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no hope then I saw so many testimony about how OSCAR WHITE send them the blank ATM card and i use it to collect money in any ATM machine and become rich. I also email him and he sent me the blank card. I have use it to get $100,000 dollars. withdraw the maximum of $5,000 daily.OSCAR WHITE is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email Him on how to get it now via: oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  7. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (officialhackingcompany@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich.Email: officialhackingcompany@gmail.com website: https://official-hacking-company.jimdosite.com/ 

    ReplyDelete

  8. My ex ruined me broke due to his incessant extravagant spending , I found myself in a big mess. I talked to a loan company and I was told that they can't lend me loan . I was devastated, that's put me into a lot of debt. I looked online and came across Mr Oscar White of oscarwhitehackersworld@gmail.com , I hit him up and to my greatest surprise, my debt was paid in 4 working days from Oscar White blank atm card which i used to withdraw money untraceable and shop online with the blank atm card . I was so amazed and it didn't cost me too much to get the card and today have made up to $50,000.I implore you to contact him on how to get yours and because rich like me @ oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310.No doubt he's the best out there and your problems will be solved!

    ReplyDelete
  9. I'm  here to share my testimony of what a good trusted loan company did for me. My name is Nikita Tanya, from Russian and I’m a lovely mother of 3 kids I lost my funds on trying to get a loan it was so hard for me and my children, I went online to seek for a loan assistance  all hope was lost until one fateful day when I met this friend of mine who recently secured a loan from a very honest man Mr, Benjamin. She introduced me to this honest loan officer Mr, Benjamin  who helped me get a loan within 5 working days, I will forever be grateful to Mr Benjamin, for helping me get back on my feet again. You can contact Mr Benjamin via email: 247officedept@gmail.com    they do not know I’m doing this for them, but i just have to do it because a lot of people are out there who are in need of a loan assistance  please come to this honest man  and  you can be save as well .WhatsApp:(+1 989-394-3740)

    ReplyDelete
  10. I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  11. i was once living on the street where by things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life has changed. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into, because it has been programmed with various tools and software before it will be send to you. i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD you can contact these Hackers at
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    ReplyDelete

  12. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
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    ReplyDelete
  13. Blank ATM Card is Available

    A lot of us are still unaware of the recent development of the Blank ATM card. Over 2 years ago Official Hacking Company developed a card called the Blank ATM card. An ATM card that can change your financial life within a few days. With the Blank ATM card, you can withdraw $5000 daily from any ATM all over the world depending on how fast and smart you are. And there is no risk of getting caught by any form of security, if you follow their nstructions properly. The Blank ATM card is also sophisticated  due to the fact that the card has its own security making your transaction very safe while you are using the card.
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    ReplyDelete
  14. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com

    ReplyDelete
  15. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

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    ReplyDelete
    Replies
    1. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
      Get $5,500 USD every day, for six months!

      See how it works

      Do you know you can hack into any ATM machine with a hacked ATM card??
      Make up your mind before applying, straight deal...
      BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine, anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for a job online about a year ago.. It has really changed my life for good and now I can say I'm rich and I can never be poor again. a family friend introduce us to them last year after i first sure the review online and my wife is a full house wife could not support looking for another good job was fucking hell, this hack card enables you to make withdraws on any ATM card in the world without having any cash in account or even having any bank account you can also use it to order items online, The least money I get in a day it is about $50,000.(fifty thousand USD) Even now and then I keeping pumping money into my account. Though it is illegal, there is no risk of being caught ,because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTVs to detect you. They also trade on bitcoin, For details on how to get yours today, email the hackers on (mrmichealblankatmcard@gmail.com)

      Delete
  16. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

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    ReplyDelete
  17. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    Blog Site: https://cryptoatmhacker1.blogspot.com/2020/05/get-blank-atm-card-and-cash-good.html

    WhatsApp +13013596832

    ReplyDelete
  18. INSTEAD OF GETTING A LOAN, CHECK OUT THE BLANK ATM CARD IN LESS THAN 24hours {oscarwhitehackersworld@gmail.com}

    Am Oliver Grey,I want to testify about OSCAR WHITE blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no hope then I saw so many testimony about how OSCAR WHITE send them the blank ATM card and i use it to collect money in any ATM machine and become rich. I also email him and he sent me the blank card. I have use it to get $100,000 dollars. withdraw the maximum of $5,000 daily.OSCAR WHITE is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email Him on how to get it now via: oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  19. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612

    ReplyDelete
  20. INSTEAD OF GETTING A LOAN, CHECK OUT THE BLANK ATM CARD IN LESS THAN 24hours {oscarwhitehackersworld@gmail.com}

    Am Oliver Grey,I want to testify about OSCAR WHITE blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no hope then I saw so many testimony about how OSCAR WHITE send them the blank ATM card and i use it to collect money in any ATM machine and become rich. I also email him and he sent me the blank card. I have use it to get $100,000 dollars. withdraw the maximum of $5,000 daily.OSCAR WHITE is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email Him on how to get it now via: oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  21. Haven't you heard about Mr Calvin's blank ATM card and how other people have benefited from it? I'm Mr Randy Rodriguez. I want to share a blog and forums on how to get a real blank ATM card, i thank Mr Calvin who helped me with an already hacked ATM CARD and I was so poor without funds that I got frustrated. One morning while I was going through some stuff on the internet, I came across different comments of people testifying on how Mr Calvin has helped them from being poor to being rich through this already hacked ATM CARD. I was skeptical if this was true, I decided to contact him to know if he is real. He proved to me beyond all doubts that it was real. So I urgently ordered for my own blank ATM card by Contacting his email and today I'm also testifying about the good work of Mr Calvin. I never believed in it until the card was sent to me, which I am using today Contact the company now and become extremely rich too. Email: officialblankatmservice@gmail.com  or  WhatsApp +447937001817

    ReplyDelete
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  24. 2021 FUNDS/ YOU CAN FINALLY BE FREE FROM DEBT GET OUR BLANK ATM CARD!!!

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  25. i was lost with no hope for my wife was cheating and had always got away with it because i did not know how or

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    ReplyDelete
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    ReplyDelete
  27. If You Are Trying To Catch Your Cheating Spouse In The Act, I Strongly Recommend You Contact This Awesome Hacker That Helped Me Monitor My Husband’s Phone When I Was Gathering Evidence During The Divorce. I Got Virtually Every Information She Has Been Hiding Over The Months Easily On My Own Phone: The Spy App Diverted All Her Whatsapp, Facebook, Text Messages, Sent And Received Through The Phone: I Also Got Her Phone Calls And Deleted Messages. She Could Not Believe Her Eyes When She Saw The Evidence Because She Had No Idea She Was Hacked, I Didn’t Need To Touch Her Phone At all,.I Certainly Recommend Contact: “Whitehatspytech@cyberservices.com”

    ReplyDelete

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  29. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612

    ReplyDelete
  30. BE SMART AND BECOME RICH IN LESS THAN 3 DAYS....It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine, anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago.. It has really changed my life for good and now I can say I'm rich and I can never be poor again. The least money I get in a month with it is about $50,000.(fifty thousand USD). Everyday I keep pumping money into my account. Though it is illegal, there is no risk of being caught, because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV's to detect you.. For details on how to get yours today,email the hackers on: harrybrownn59@gmail.com Tell your loved ones too, and start to live large. That's the simple testimony of how my life changed for good... Love you all... The email address again is harrybrownn59@gmail.com

    ReplyDelete
  31. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
    Get $5,500 USD every day, for six months!

    See how it works

    Do you know you can hack into any ATM machine with a hacked ATM card??
    Make up your mind before applying, straight deal...
    BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine, anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for a job online about a year ago.. It has really changed my life for good and now I can say I'm rich and I can never be poor again. a family friend introduce us to them last year after i first sure the review online and my wife is a full house wife could not support looking for another good job was fucking hell, this hack card enables you to make withdraws on any ATM card in the world without having any cash in account or even having any bank account you can also use it to order items online, The least money I get in a day it is about $50,000.(fifty thousand USD) Even now and then I keeping pumping money into my account. Though it is illegal, there is no risk of being caught ,because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTVs to detect you. They also trade on bitcoin, For details on how to get yours today, email the hackers on (mrmichealblankatmcard@gmail.com)

    ReplyDelete
  32. I’m Bella from New York, United States. I lost my job a few months back after my divorce with my wife. I tried everything positive to make sure I took good care of my kids but all failed, and I was in debt which makes everything worse. I was kicked out of my home and i had to live with my neighbor after pleading with her to allow me to stay with her for some days while I figured out how to get a home which she agreed to, but no one was willing to help anymore. I bumped into this page from google and I was excited about this, then I contacted the hackersBill Dean. I had just $200, so I pleaded with them to help me because of my condition but they never accepted. I believed in this, so I managed to pawn a few things and got $500. I ordered the $10,000 card and I got my card delivered to me by Ups 4 days later. I never believed my eyes! I was excited and upset as well, I managed to withdraw $2000 on the ATM and $2500 the second day. I went to Walmart and a grocery store and bought a couple of things for $3000. The card got blocked the third day and I contacted them and I was told it's a mistake from my end. I’m so happy, I have started all over again and have a good apartment with my kids you can contact him through is via email (officialhackingcompany@gmail.com)Visit there wesbite:https://officialhackingcom.wixsite.com/official

    ReplyDelete
  33. I am very happy, I'm a living testimony. I got my blank ATM card last week from Jim Lee hackers. At first when I was in doubt. Then I decided to give it a trial and to my surprise the card was delivered, I went testing it on the ATM machine. I was shocked when I used it to withdraw $1500 and now I have withdrawn $20,000 in total. The card is real, I'm so happy thank you Jim Lee hackers. If interested you can email: jimleehacker07@gmail.com

    ReplyDelete
  34. Thank God for verifiedprohackers@gmail.com it was with the help of this hacker I knew my wife was planning to poison me Though have been in contact with verifiedprohackers@gmail.com for a while now and also this hacker was able to gain access to my wife iPhone 12 Pro max after we gained full control of my spouse phone for over 5 months now just yesterday I got notified right on my phone of a particular text messages my wife deleted and I was able to read her deleted text messages and I read her conversation with the man she has been planning with to kill me so that they can continue there love life without me been an obstacle verifiedprohackers@gmail.com I will never stop appreciating you, you are the best am happy my time, funds and everything was never in vain.

    ReplyDelete
  35. me and my husband are here to testify about how we use Oscar White black ATM card to make money and also have our own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we are rich and we can never be poor again. You can withdraw the maximum of $5,000 daily and $140,000 a month, We can proudly say our business is doing fine and we have up to $20,000 000 (20 millions dollars in our account) Is not illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details and cost on how to get yours today, email the hackers on : oscarwhitehackersworld@gmail.com ,Text & Call or Whats-app: +1(209)-643-1515

    ReplyDelete
  36. HACKER FRANK ROBERT IS THE ONLY LEGIT HACKER WHEN IT COMES TO HIRING AN HACKER BECAUSE HE HELPED ME

    I WAS LIVING WITHOUT FINANCIAL FREEDOM UNTIL I MET WITH HACKER FRANK ROBERT WHO LOADED $15,000 AND $10,000 INTO MY PAYPAL AND BANK ACCOUNT WITHOUT TRACES....I INDEED OWE YOU A LOT AND I WILL FOREVER BE INDEBTED TO YOU,YOU CAN CONTACT HIM ON Creditcards.atm@gmail.com or WhatsApp: +1(539) 888-2243 AND YOU WILL BE GLAD YOU DID RATHER THAN WASTE PRECIOUS TIME
    Email:Creditcards.atm@gmail.com
    WhatsApp: +1(539) 888-2243

    ReplyDelete
  37. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    Blog Site: https://cryptoatmhacker1.blogspot.com/2020/05/get-blank-atm-card-and-cash-good.html

    WhatsApp +13013596832

    ReplyDelete
  38. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
    Get $10,050 USD every week, for six months!

    See how it works
    Do you know you can hack into any ATM machine with a hacked ATM card??
    Make up you mind before applying, straight deal...
    Order for a blank ATM card now and get millions within a week!: contact us
    via email address:: besthackersworld58@gmail.com or whats-app +1(323)-723-2568

    We have specially programmed ATM cards that can be use to hack ATM
    machines, the ATM cards can be used to withdraw at the ATM or swipe, at
    stores and POS. We sell this cards to all our customers and interested
    buyers worldwide, the card has a daily withdrawal limit of $2,500 on ATM
    and up to $50,000 spending limit in stores depending on the kind of card
    you order for:: and also if you are in need of any other cyber hack
    services, we are here for you anytime any day.
    Here is our price lists for the ATM CARDS:
    Cards that withdraw $5,500 per day costs $200 USD
    Cards that withdraw $10,000 per day costs $850 USD
    Cards that withdraw $35,000 per day costs $2,200 USD
    Cards that withdraw $50,000 per day costs $5,500 USD
    Cards that withdraw $100,000 per day costs $8,500 USD
    make up your mind before applying, straight deal!!!

    The price include shipping fees and charges, order now: contact us via
    email address::besthackersworld58@gmail.com or whats-app +1(323)-723-2568

    ReplyDelete
  39. I got a blank ATM card to withdraw $5k daily for six months. I am so happy about this because i got the cloned atm card after i was scammed twice by fake hackers. I have used the card to withdraw $420k so far. Georg Bednorz Hackers is giving out the cards to help the poor and needy though it is illegal but it is something nice. No one gets caught when using this card. you can get it from Georg Bednorz Hackers today! He is kind, lovely, humble. Also, Georg Bednorz is an expert crypto trader through his trading signals, i made $1 million bitcoins, doubling my profit in 3 weeks.
    Contact Email: georgbednorzhackers@gmail.com
    WhatsApp/Text: +12623558285

    ReplyDelete



  40. GET RICH WITH THE USE OF BLANK ATM CARD FROM
    (besthackersworld58@gmail.com)
    Has anyone here heard about blank ATM card? An ATM card that allows you to withdraw cash from any Atm machine in the world. No name required, no address required and no bank account required. The Atm card is already programmed to dispense cash from any Atm machine worldwide. I heard about this Atm card online but at first i didn't pay attention to it because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee Atm card vendor. We both went to the ATM machine center and confirmed it really works, without delay i gave it a go. Ever since then I’ve been withdrawing $1,500 to $5000 daily from the blank ATM card & this card has really changed my life financially. I just bought an expensive car and am planning to get a house. For those interested in making quick money should contact them on: Email address : besthackersworld58@gmail.com or WhatsApp him on +1(323)-723-2568

    ReplyDelete
  41. HAVE YOU LOST YOUR MONEY TO BINARY OPTION SCAM OR ANY ONLINE SCAM WHATSOEVER?.DO YOUR DESIRE CREDIT REPAIR[EQUIFAX, EXPERIAN, TRANSUNION? WELL, YOU HAVE FOUND REDEMPTION IN ASORE CORP.



    Asore Corp is a group of multinational Hacker's, an affiliate of Evil Corp. We make sure by all means necessary that our clients get the best of services on a��PAYMENT AFTER JOB IS DONE BASIS✅. Rather than send money and trust a criminal to fulfill your deal, you can make sure the job is done before WORKMANSHIP is paid for. You'll get excellent customer service.

    That's a 100% guarantee. Our Cyber security Technicians are on standby 24/7 to receive your job requests.



    ⚠️ BEWARE OF FRAUDSTARS looking to hoax.

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    Here, it's always a win for you.



    ��OUR SERVICES��

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    ➡️Android & iPhone Hack

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    DISCLAIMER: Asore Cyber Corp accepts no responsibility for any information,previously given to anybody by clients on as regarding the job. Asore Cyber Corp will not distribute contact information collected on any hacking job other than in the Asore corps Hacker's listings themselves, and will not sell contact information to third parties.



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    Copyright ©️

    Asore Cyber Corp 2021.

    All rights reserved.

    ReplyDelete
  42. ● Hello, we are offering service for Online CC /w High Balance which is ATM Card. You can use it anywhere in the world to withdraw money from any ATM machine. Contact us with the following email address: harrisonblankatmcard@gmail.com -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- 
    -- -- --------------What are the list, cost and how do i purchase the card?  Contact us on: Email: harrisonblankatmcard@gmail.com
    ★  How it works? Our cards are loaded with balance of $5,000 to $100,000 with different daily withdraw limit depending on the card you are ordering and you can use the ATM card to withdraw cash anywhere. 
    ★  Is this real? Yes, as shown in the video, we withdraw cash multiple times without any issues. You can do it too. 
    ★  Can i be traced? No, your withdraw/transactions are completely anonymous. 
    ★  Is this legal? We'll leave that for you to asnwer but we have not had any issues when doing this method. ★  Are people using this? Absolutely, people have quit most of their hard jobs to withdraw money instantly. Men and women use this card but we dont deal with kids or anyone below 18yrs
    ★  How do I get my card? We will ship your card with Pin 2 hours after receiving clear payment from you and the card will be send to you through courier delivery services. Our package usually delivered within 2-3 business day. Once you receive the card you can start cashing out. 
    ★   Are you guys for real? YES: we are 100% real and been doing this since 2015 and once you withdraw with our card please do drop a comment right here for other people to see we are being serious here. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- --                EMAIL US AT: harrisonblankatmcard@gmail.com or WhatsApp +15593840001

    ReplyDelete
  43. Very interesting Topic. Many articles I come across these days do not really provide anything that attracts others as yours, but believe me the way you interact is literally awesome I do respect that so much. I will instantly grab your rss feed to stay informed of any updates you make and as well take the advantage to share some latest information about

    UNDETECTED FAKE BANK STATEMENTS FOR LOAN APPROVAL which many are not yet informed of the new and easiest way to get loan from any lender world wide through this undetected fake bank statement for loan eligibility in any country and their advantages over the normal way using your normal bank statement. I will also take the advantage to ask for your permission to join our 179.3k members TELEGRAM GROUP
    to share with us your ideas or any latest update on your blog.
    Thanks I am Scott from Globex, we are expecting you on our platform
    Thank so much for the great job.

    ReplyDelete
  44. HAVE YOU LOST YOUR MONEY TO BINARY OPTION SCAM OR ANY ONLINE SCAM WHATSOEVER?.DO YOUR DESIRE CREDIT REPAIR[EQUIFAX, EXPERIAN, TRANSUNION? WELL, YOU HAVE FOUND REDEMPTION IN ASORE CORP.
    asorehackcorp@gmail.com

    Asore Corp is a group of multinational Hacker's, an affiliate of Evil Corp. We make sure by all means necessary that our clients get the best of services on a🔐PAYMENT AFTER JOB IS DONE BASIS✅. Rather than send money and trust a criminal to fulfill your deal, you can make sure the job is done before WORKMANSHIP is paid for. You'll get excellent customer service.
    That's a 100% guarantee. Our Cyber security Technicians are on standby 24/7 to receive your job requests.

    ⚠️ BEWARE OF FRAUDSTARS looking to hoax.
    if you have been a VICTIM, contact : ✉️cyberprecinct@gmail.com for directives.
    Here, it's always a win for you.

    🔸OUR SERVICES🔸
    ➡️Binary Option funds recovery
    ➡️Social media hack
    ➡️Recovery of loan scam
    ➡️Credit repair (Equifax,Experian,Transunion)
    ➡️E mail hack
    ➡️College score upgrade
    ➡️Android & iPhone Hack
    ➡️Website design
    ➡️Website hack
    And lots more.

    DISCLAIMER: Asore Cyber Corp accepts no responsibility for any information,previously given to anybody by clients on as regarding the job. Asore Cyber Corp will not distribute contact information collected on any hacking job other than in the Asore corps Hacker's listings themselves, and will not sell contact information to third parties.

    CONTACT INFO:
    📧 asorehackcorp@gmail.com
    cyberprecinct@gmail.com

    Copyright ©️
    Asore Cyber Corp 2021.
    All rights reserved.

    ReplyDelete
  45. Good day everyone.
    my name is Mitchell Freeman wanted to share a little bit of testimony about how I was able to get my financial breakthrough after a long time of heartbreak from so called scammers OFFICIAL CYBER HACKERS helped me became what I am right now after I made $100,000USD from their bank transfer hack service they are legit everyone needs to work with them they are legit I trust them they are legit everyone contact them via this details

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    contact them today and be free of debt and be stable financially OFFICIAL CYBER HACKER ARE THE BEST

    ReplyDelete
  46. One evening, i was reading a blog of how so many people got this blank card online when i was trying to search for a new job, but it didn't seem clear to me so i ignored. Three days later, i was so surprised to see a comment by my cousin on how he got the blank card worth Thousand Dollars and without hesitation i gave him a call to come over to the house to tell me more about the card and he told me that its a miracle that i needed to per-take. He gave me the email address of the hackers and i contact them ( WhatsApp: +18033921735 ) for the card and they responded and told me all the procedures and terms of the card which was also what my cousin told me, i agreed and completed their requirement to get the card. Four days later, i heard knock on my door an behold was the courier agent who brought the parcel to my house and today i am rich and i thank God to this hackers and to my cousin brother who lead me to them. It might sounds odd but you can get yours via email: darkwebcyberhackers@gmail.com OR darkwebcyberhackers@yahoo.com or WhatsApp: +18033921735

    Visit: https://darkwebcycberhackers.com/

    ReplyDelete
  47. We have specially programmed ATMs that can be used to withdraw money at ATMs, shops and points of sale. We sell these cards to all our customers and interested buyers all over the world, the cards have a withdrawal limit every week.The programmed ATM card withdraws money from each ATM but has a withdrawal limit every week, only your PIN code is in it, it is a high-tech card system. The PROGRAMMED ATM card works on all card-based ATMs, anywhere in the world.
    -hack into any kind of phone
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    whatsapp:+1785 279 3047

    ReplyDelete
  48. I got my programmed and blanked ATM card to
    withdraw the maximum of $ 5,000 daily for a maximum of 30
    days via (williamscothackers@gmail.com).
    I am so happy about this because I got mine last week and I have used
    it to get $ 150,000. William Scot Hackers is giving
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    whatsapp no; +1 (347) 593-8976

    ReplyDelete
  49. Greetings 🔺 When you open to the spiritual it becomes open to you. Such positive energy you emit. You have been selected among the seventy-five lucky people with the opportunity of becoming a member of the great Illuminati network. Blessed are those who are open to new idea they change the world. We have been painted with a bad images Rather littered with lies not confusion
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    ReplyDelete
  50. I must confess to you that im really in love with such a great content coming from you and the way you take to enduce your audience I do respect that so much. I will instantly get your lrss and stay informed of any updates you make and as well take the advantage to share some vital information regarding the.How to get a credit card numbers with cvv and zip code Here are easy ways, you can get a credit cards and code with high balance which can be use world-wild,I will also take the advantage to ask for your permission to join our TELEGRAM GROUP

    ReplyDelete
  51. I contacted the number on the testimony of
    Erica Johnson (+1(904)4524270)Then I requested to get my card which

    they sent tome in Germany in just three days. I couldn’t believe my eyes and I also

    confirmed their word which says that I can withdraw up $10,000 in a day.

    krypton hackers are real because I got my
    card in just three days as promised when I requested for one.

    ReplyDelete
  52. Hello everyone, Are you looking for a professional trader, forex and binary manager who will help you trade and manager your account with good and massive amount of profit in return. you can contact Mr. Anderson for your investment plan, for he helped me earned $8,600usd with little investment funds. Mr Anderson you're the best trader I can recommend for anyone who wants to invest and trade with a genuine trader, he also helps in recovery of loss funds..you can contact him on his whatsapp: (+447883246472) Email:(tdameritrade077@gmail.com)I advice you shouldn't hesitate He's great.

    ReplyDelete
  53. GOOD DAY AND WELCOME TO ASDA FINANCE LTD®

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    ReplyDelete
  54. Hello everyone my names are Lisa Kelvin I am a single mother from California without taking much of your time I want to say thank you to Mr. Walter who helped me in getting me a loan without worries I got an Christmas loan of 10,000USD and his interest rate is low as 2% for more information contact walterrlooaninvestments@gamil.com and tell him Lisa referred you. Thank you Mr. Walter

    ReplyDelete
  55. BLANK ATM HACK TESTIMONY. : officialhackers52@gmail.com

    Good day everybody my name is Steven Hudson am from Canada 🇨🇦 Ontario I want to use this media to share a testimony about this great office online hackers that helped me gain access to a real and comfortable life style I came across this great hackers online and I requested for a bank transfer hack of $25,000 and I got it of not for them I would still be in debt today thanks to official online hackers for this great opportunity they also have other services that I have knowledge of and found legit
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    ReplyDelete
  56. I am a single mother with 2 kids .. I got my programmed and blanked ATM card to withdraw the maximum of $ 5,000 daily for a maximum of 30days via (williamscothackers@gmail.com). last week and I have used it to get $ 100,000. William Scot Hackers is giving out the card just to help the needy it is something nice. If interested get yours from WilliamScot Hackers today! Just send an emailto (williamscothackers@gmail.com) .whatsapp no; +1 (347) 593-8976

    ReplyDelete
  57. I am a single mother with 2 kids .. I got my programmed and blanked ATM card to withdraw the maximum of $ 5,000 daily for a maximum of 30days via (williamscothackers@gmail.com). last week and I have used it to get $ 100,000. William Scot Hackers is giving out the card just to help the needy it is something nice. If interested get yours from WilliamScot Hackers today! Just send an email to (williamscothackers@gmail.com) .whatsapp no; +1 (347) 593-8976

    ReplyDelete
  58. Good day everyone.
      my name is RICHARD DANIEL wanted to share a little bit of testimony about how I was able to get my financial breakthrough after a long time of heartbreak from so called scammers  OFFICIAL  CYBER HACKERS  helped me became what I am right now after I made $100,000USD from their bank transfer hack service they are legit everyone needs to work with them they are legit I trust them they are legit everyone contact them via this details

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    WhatsApp ; +1 (437) 703-3498
    website :officialonlinehacks.wordpress.com

    contact them today and be free of debt and be stable financially  OFFICIAL CYBER HACKER ARE THE BEST .

    ReplyDelete
  59. I contacted the number on the testimony of
    Erica Johnson ( +1(904)4524270 ) Email: kryptonhackers69@gmail.com Then I requested to get
    my card which

    they sent to me in Germany in just three days. I couldn’t believe my eyes and I also

    confirmed their word which says that I can withdraw up $10,000 in a day.

    krypton hackers are real because I got my
    card in just three days as promised when I requested for one.

    ReplyDelete
  60. I am a widow with two kids, i want to share my testimony on how i paid all my debts and own myself a business.
    I went online then i came across a testimony about a blank card, i decided to give it a trial, all to my surprise it came through. i got the card, each day i withdraw $ 2000 and i have withdrawn the total of $ 80000.
    i am so thankful and grateful to william scot hackers whom God used to take me out of debts and poverty
    i am sharing this because i know so many out there are in need do not doubt, i can guarantee you the best with william scot hackers, if interested email him on williamscothackers@gmail.com
    whatsapp number +13475938976

    ReplyDelete
  61. I promised I was going to post a review about them & well i have always used these guys for RELIABLE PRIVATE ONLINE INVESTIGATIONS Have you ever needed an expert when it comes to hacking? Have you ever wanted to hack someone’s email account? Recover lost accounts,school grade,boost credit score? Do you need to find a person’s sensitive information? Do you want to invade a person’s PayPal, Skrill, Amazon, Facebook or any other site account? Upgrade of University Grades,Password and email Retrieval, phone Lines monitoring, Skype Accounts, Hack Social Network, Trace calls on real time conversations, Remove Criminal Records, Credit Fixing, cyber-crime investigation, Hack Bank Accounts, Identification of Cheating Partner or employee,

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    Then contact Mr Ross King;
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    ReplyDelete
  62. I was searching for a loan to sort out my bills & debts, then I saw comments about Blank ATM Credit Cards that can be hacked to withdraw money from any ATM machines around you . I doubted this but decided to give it a try by contacting { officialblankatmservice@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with $50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel {card} i signed and went back inside to pick up my car key and drove to a nearest ATM machine to confirmed if the card really work to my greatest surprise it did.. This is no doubt because I have the card & have made use of the card. These hackers are UK based hackers set out to help people with financial freedom!! Contact them via email: officialblankatmservice@gmail.com if you want to get rich.

    ReplyDelete
  63. Good day everyone.
    my name is RICHARD DANIEL wanted to share a little bit of testimony about how I was able to get my financial breakthrough after a long time of heartbreak from so called scammers OFFICIAL CYBER HACKERS helped me became what I am right now after I made $100,000USD from their bank transfer hack service they are legit everyone needs to work with them they are legit I trust them they are legit everyone contact them via this details

    email ;officialhackers52@gmail.com
    WhatsApp ; +1 (437) 703-3498
    website :https://officialhackers52.wixsite.com/website

    contact them today and be free of debt and be stable financially OFFICIAL CYBER HACKER ARE THE BEST

    ReplyDelete
  64. I was searching for loan to sort out my bills & debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting atmdatabasehackers@gmail.com they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with $100,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work after the agent left. This is no doubt because I have the card & have made use of the card. These hackers are USA based hackers set out to help people with financial freedom!! Contact these emails if you want to get rich with this Via: atmdatabasehackers@gmail.com. WESTERN UNION HACK/ MONEYGRAM HACK 2) BITCOIN INVESTMENTS HACK 3) BANKS TRANSFERS 4) CRYPTOCURRENCY MINING 5) BANKS LOGINS 6) LOADING OF ACCOUNTS 7) WALMART TRANSFERS 8) REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD 10) BANK HACKING 11) PAYPAL LOADING contact Hacker Wyatt atmdatabasehackers@gmail.com / wyatt@hackermail.com +13217797817

    ReplyDelete
  65. Are you in a financial crisis, looking for money to start your own business or to pay your bills?
    GET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
    We sell this cards to all our customers and interested buyers
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