My student loan payment and my rent payment are automatically withdrawn from my bank account exactly one day apart: loan on the last day of the month, rent on the first. I was just looking at the two charges, one on top of the other in my bank statement, and I noticed that with the recent increase in the prime rate, my loan payment is now only $8.61 less than my rent.
For my loan payment and the cost of two Starbucks grande frappucinos (java chip, please), I could pay my rent every month. For ten bloody years.
If I could go back to pre-medical school me, the one who was about to abandon her natural frugality and embark on an eight-year-long spending spree, I would tell myself to smarten up. You aren't a doctor yet. Loans are hard to pay back. Pack a lunch.
I feel the urge to say the same things every time I overhear medical students talking about buying a new car or going on an expensive vacation or paying for two first-class seats on a plane to bring home the wedding dress they bought in another city*.
Smarten up. Loans are hard to pay back.
*True story. One seat for the bride, the other for the dress.